Most Insurance companies pay for roofs damaged by hail before they start leaking. Leaky roofs can cause major structural damage, and if not handled in a timely fashion can lead to black mold growth.
DON’T WAIT FOR YOUR ROOF TO START LEAKING BEFORE YOU FILE YOUR CLAIM
FACT: 75% of roofs replaced due to hail damage were not leaking at the time they were replaced
Generally when hail impacts a composite roof it makes several indentations and Over time the sun will start to deteriorate the exposed areas causing a leak to form. Typically when the roof starts to leak it will leak in several areas not just one.
Did you know- If your seeing a lot of work in your neighborhood due to storm damage eventually you will see an increase In your premiums without even filing a claim . insurance companies raise there rates based on the cost of storm damage repairs by zip-code.
Insurance companies are required to acknowledge a claim within a month and must reasonably investigate the claim in a timely fashion. Insurers who fail to investigate claims, unreasonably delay payments or pay less than what is owed under the policy are said to be acting in bad faith.